Today's Rates

Today's Rates

Last update: October 27, 2009 12:53 PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	4.750	1.125	4.914
	4.875	0.500	4.984
	5.000	0.125	5.077
	5.125	-0.250	5.169
	5.250	-0.500	5.272
15 yr fixed conforming	4.250	0.500	4.436
	4.375	0.000	4.486
	4.500	-0.375	4.555
	4.625	-0.750	4.624

3/1 ARM	4.000	0.250	3.709
	4.125	0.000	3.717
	4.250	-0.250	3.725
	4.375	-0.500	3.732
	4.500	-0.750	3.740
30/5 yr fixed or 5/1 ARM	4.000	0.250	3.772
	4.125	0.125	3.807
	4.250	-0.250	3.821
	4.400	-0.500	3.854

30/7 yr fixed or 7/1 ARM	4.250	0.250	4.081
	4.375	0.000	4.120
	4.500	-0.250	4.160


10/1 ARM




1 year ARM




6 Month ARM




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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	5.000	0.625	5.088
	5.250	-0.125	5.272
	5.375	-0.375	5.375


15 yr fixed jumbo




3/1 jumbo ARM




5/1 jumbo ARM	4.250	0.375	3.269
	4.375	0.125	3.294
	4.500	-0.125	3.318
	4.625	-0.250	3.353
	4.750	-0.375	3.389
7/1 jumbo ARM




10/1 jumbo ARM




1 year ARM




6 Month ARM




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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
5/1 ARM Interest-Only




7/1 ARM Interest-Only




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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
5/1 ARM jumbo Interest-Only




7/1 ARM jumbo Interest-Only




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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.