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Today's Rates

Last update: October 27, 2009 12:53 PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
4.750 1.125 4.914
4.875 0.500 4.984
5.000 0.125 5.077
5.125 -0.250 5.169
5.250 -0.500 5.272
15 yr fixed conforming
4.250 0.500 4.436
4.375 0.000 4.486
4.500 -0.375 4.555
4.625 -0.750 4.624
3/1 ARM
4.000 0.250 3.709
4.125 0.000 3.717
4.250 -0.250 3.725
4.375 -0.500 3.732
4.500 -0.750 3.740
30/5 yr fixed or 5/1 ARM
4.000 0.250 3.772
4.125 0.125 3.807
4.250 -0.250 3.821
4.400 -0.500 3.854
30/7 yr fixed or 7/1 ARM
4.250 0.250 4.081
4.375 0.000 4.120
4.500 -0.250 4.160
10/1 ARM
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
5.000 0.625 5.088
5.250 -0.125 5.272
5.375 -0.375 5.375
15 yr fixed jumbo
3/1 jumbo ARM
5/1 jumbo ARM
4.250 0.375 3.269
4.375 0.125 3.294
4.500 -0.125 3.318
4.625 -0.250 3.353
4.750 -0.375 3.389
7/1 jumbo ARM
10/1 jumbo ARM
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.